Loans subject to approval, including credit approval. Synovus Bank's one-year and five-year term lengths CDs earn at a rate of 0.25% and 0.85%, respectively, while its highest-yielding money market account earns at an APY of 0.20%. Although we strive for accuracy at the time of publication, please be sure to check with the lender for updated details on down payments, credit scores, etc. Bankrate’s editorial team researches, reviews and rates lenders to help you find one that fits your needs. BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access. To apply for an account, you’ll need to provide the … Consumer ratings and reviews are individual, subjective opinions of reviewers, and not those of Bankrate. According to the Federal Deposit Insurance Corporation records and based on the institution's charter type, Synovus Bank is classified as a commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB). You can obtain more information about SSI and its Registered Representatives by accessing BrokerCheck. Get insider access to our best financial tools and content. Given Synovus Bank's poor savings rate, you should think about opting for higher earning savings accounts with other banks. Synovus Bank Customer Reviews, Frequently Asked Questions, Rates, Branches, Related Articles, and Financial Summary - … Find reviews and ratings for Synovus Bank. We do not endorse the accuracy or relevancy of the information and opinions expressed by any reviewers or any responses to user reviews. It is a publically listed company that is made up of 28 different trade names that operate in five US states including Alabama, Florida, Georgia, South Carolina and Tennessee. Bankrate is an independent, advertising-supported comparison service. You can choose from a wide range of terms, though to find out the exact rates you’ll need to contact Synovus Bank. All Rights Reserved. Synovus Bank’s IRA CD accounts are essentially the same as the regular CDs, except they’re either tax-sheltered or deferred. Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access Synovus Bank was established in 1888. Sign in to your account Welcome back! The bank also offers programs for first-time buyers and an Affordable Mortgage Program, with financing of up to 100% with no mortgage insurance required. However, to earn interest you must keep a minimum balance of $1000. You may also be limited to how much you can contribute per year because of IRS regulations. Which certificate of deposit account is best? ... SSI is a subsidiary of Synovus Financial Corp. and an affiliate of Synovus Bank, and STC is a subsidiary of Synovus Bank. © 2021 Bankrate, LLC. Please note: In response to the coronavirus pandemic, lenders are changing their requirements continuously. Synovus provides commercial and retail banking, investment services, and mortgage services through 289 branches in Georgia, Alabama, South Carolina, Florida, and Tennessee. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. Synovus Bank Premium Money Market Account offers an APY starting at 0.05% and ranging up to 0.20% (APY stands for annual percentage yield, rates may change). This award-winning bank makes it a priority to develop long-lasting customer relationships and support the communities it serves. It was established in 1888 and as of September of 2020, it had grown to 5,007 employees at 300 locations.Synovus Bank … Synovus Bank, Member FDIC, is an Equal Housing Lender and lends in the states of Alabama, Georgia, Florida, Tennessee, North Carolina, and South Carolina. It is also the 47 th largest bank in the nation. Customers can open an account at one of its 267 Branches. For home equity lines of credit, Synovus offers a 30-year Total Line of Credit HELOC with rates as low as 4%. More on Banking: What Are Interest Rates and Why Should You Care? Banking products are provided by Synovus Bank, Member FDIC. Reviews are updated regularly. Worst mistake we ever made and it has been a nightmare! Synovus Bank Customer Reviews, Frequently Asked Questions, Rates, Branches, Related Articles, and Financial Summary - … Synovus Bank’s REO Report. Learn more about this and other mortgage lenders at Bankrate.com. Bankrate is compensated in exchange for featured placement of sponsored products and services, or your clicking on links posted on this website. This communication is directed to properties in those states. Bankrate.com does not include all companies or all available products. Star ranking and total number reflects the lifetime consumer reviews received while this lender has been an advertiser on Bankrate. Rates not available for collateralized deposits. It also … Find the latest ratings, reports, data, and analytics on Synovus Bank Passive income ideas to help you make money, Best age for Social Security retirement benefits, Privacy policy / California privacy policy. The Synovus Financial Corporation, formerly the Columbus Bank and Trust Company, is a financial services company with approximately $45 billion in assets based in Columbus, Georgia.Synovus provides commercial and retail banking, investment, and mortgage services through 249 branches and 335 ATMs in Georgia, Alabama, South Carolina, Florida, and … Banking products are provided by Synovus Bank, Member FDIC. The bank, which is already expected to perform well, recently announced additional efforts on its Synovus Forward initiative that will likely make the bank more profitable long term. While we take the utmost care in ensuring data on this site is presented accurately, we are unable to guarantee accuracy as most of the content on this site is user-generated based on large-scale surveys or voluntarily filled by anonymous users. Ratelooter.com is an independent platform to crowd-source US real estate funding and investment intelligence. The Bank offers saving and current account, investment, financial services, online banking, mortgage, and non-mortgage … When mortgage rates drop, it can be an excellent time to refinance. Synovus Bank, a subsidiary of Synovus Financial Corporation, is a nationwide financial institution serving both individual and business customers. Find that the advertised and actual mortgage rates are different? Synovus Bank began in 1888 from a simple act of kindness when a textile mill executive offered to store a worker’s money in the company vault. Today’s Top FHA Mortgage Lenders by State, Today’s Top Investment Mortgage Lenders by State, Today’s Top Refinance Mortgage Lenders by State​, Today’s Top FHA Refinance Mortgage Lenders by State, Today’s Top VA Refinance Mortgage Lenders by State, Today’s Top Secondary Refinance Mortgage Lenders by State, Today’s Top Investment Refinance Mortgage Lenders by State​, latest refinance mortgage rates at Synovus Bank, Insufficient cash (downpayment, closing costs). Bankrate.com is an independent, advertising-supported publisher and comparison service. An intermediary bank is one that acts as a middleman when two banks are transferring funds. Synovus Bank Overview. For a complete list, contact Synovus Bank at 888-796-6887. All accounts subject to approval. Active States: AL, CT, FL, GA, MI, MS, MT, NC, NM, SC, TN, VA, Fig: Average mortgage rates by credit score in the selected state in 2020 offered by Synovus Bank, Fig: Average mortgage rates by loan-to-value ratio in the selected state in 2020 offered by Synovus Bank, Fig: Average mortgage rates by debt-to-income ratio in the selected state in 2020 offered by Synovus Bank. Synovus Bank's bank owned homes total $0 0% from the previous quarter. Synovus Bank was founded in 1888 and is based in Columbus, GA. Sign in to view status or complete next steps on your loan. Synovus Bank of Columbus, Georgia operates as a bank. A Red Ventures company. Synovus Bank foreclosures include $1.71 M commercial REO, $0 multifamily REO, $0 farmland and agricultrual REO, and $110,000 in construction loan REOs. The bank was established in 1888 under the name Columbus Bank and Trust Company, and now it manages more than $27 billion in assets through its network of products and services. If you need to dispute any data presented on this site, kindly send us a message using the ‘Contact’ form under ‘HOME’, with adequate justification detailing your concerns. Our experts consider a range of factors, including rates, loan types, time to close, fees and more. Synovus Bank, NMLS #408043, is an Equal Housing Lender. This compensation may impact how, where and in what order products appear. Synovus Bank is an FDIC insured bank located in Columbus and has 50521947 in assets. We have been in the process of buying a home and financing the mortgage through Synovus. The company’s commercial banking services include treasury management, asset management, capital market, and institutional trust services—as well as commercial, financial, … See the latest actual rates home-buyers were offered at Synovus Bank How To Open a Synovus Account. Synovus Bank lends in the states of Alabama, Georgia, Florida, Tennessee, North Carolina and South Carolina. Synovus Bank is headquartered in Columbus and is the largest bank in the state of Georgia. Fitch Rates Synovus Bank's Subordinated Debt 'BBB-' Thu 29 Oct, 2020 - 5:41 PM ET Fitch Ratings - New York - 29 Oct 2020: Fitch Ratings has assigned a 'BBB-' rating to Synovus Bank's issuance of $200 million of subordinated debt due 2030. For U.S. currency, the swift code you’ll use for the intermediary bank is BOFAUS33. The bank operates as a subsidiary of Synovus Financial Corp.. How Synovus Bank's Savings Rates Compare You’ll need to visit a local branch to open a Synovus bank account, but consider calling ahead first. Learn more about Synovus Bank and its products by browsing the services it offers. You might need to use the bank’s online appointment schedule form to get an appointment. Synovus Bank is an FDIC insured bank located in Columbus and has … This communication is directed to properties in those states. Synovus Bank Review. Since that time, this top Florida bank has grown to 300 locations across the Southeast. Back to top. Synovus Bank. Synovus Mortgage Offering 100% Financing via Affordable Mortgage Program Last updated on July 17th, 2018 You’ve probably heard of HAMP, otherwise known as the Home Affordable Modification Program, which was very popular post- housing crisis . You can also read our community reviews and hear what others have to say about their experience with Synovus Bank. Synovus Financial Mortgage review: Synovus Bank - Mortgage Review. Established in the late 1800s, Synovus is a full-service, FDIC-insured bank that offers checking, savings and money market accounts. Customers can open an account at one of its 267 Branches. Be the first to write a review of your experience with Synovus Bank. Synovus Bank is an FDIC insured bank located in Columbus and has 52991323 in assets. Synovus Bank, NMLS #408043, is an Equal Housing Lender. 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